There are many ways to invest money in India, and the best approach will depend on your individual circumstances and risk tolerance. Here are a few of the most popular options:

• Equity mutual funds: Equity mutual funds invest in a portfolio of stocks, and they offer a way to gain exposure to the stock market without having to pick individual stocks. Equity mutual funds can be a good option for investors who are looking for long-term growth potential.
• Direct equity: Direct equity investing involves buying and selling individual stocks. This can be a more risky approach than investing in mutual funds, but it also offers the potential for higher returns. Direct equity investing is a good option for investors who have a good understanding of the stock market and are comfortable with taking on more risk.
• Fixed deposit: Fixed deposits are offered by banks and other financial institutions. They offer a fixed rate of return for a fixed period of time. Fixed deposits are a relatively low-risk investment option, but the returns are also relatively low.
• Public Provident Fund (PPF): PPF is a government-backed savings scheme that offers a tax-free return. It is a good option for investors who are looking for a safe and stable investment option.
• National Pension System (NPS): NPS is a retirement savings scheme that offers a variety of investment options. It is a good option for investors who are looking for a long-term investment option that can help them save for retirement.

Other investment options include real estate, gold, and government bonds.